Before we venture to explore what is so unique about it, let us first define what is cryptography. For those uninitiated, it is the art of creating codes that serve as guarantees for communications systems or information. Cryptography is used in many different fields from secret code cracking for governments and corporations to protecting our […]
Christmas is just around the corner. It is the ideal time to show your loved ones that you cherish the bond you formed with them. It is the time to show them how much you appreciate their presence in your life. It is also the time to thank them for all that they have done […]
However you make your money, it is going to be taxed. You might have a variety of incomes that come from investments, and it can be hard to know how UK tax laws work with each of them. In order for you to accurately account for all of your income and expenses, it is essential […]
Buy to let landlords are increasingly moving property businesses into limited company structures, in the belief that this will save them tax, but is this a smart move? Andrew Turner, chief executive at award-winning specialist buy to let broker Commercial Trust Limited, says that the tax situation for buy to let is complicated and the […]
Here’s the thing. Smartphones can be something of an expense for a lot of people. They cost a good deal of money to buy and run, which is why the majority of the population have chosen to be on phone contracts. Saving money on a smartphone can be a challenge, but there are a few […]
After years of saving and getting your finances in order, you are now ready to buy your first home. There are however further challenges ahead for a first time buyer that could scupper your chances of collecting the keys to your new home.
Whatever property development project you have in mind, you can very well benefit from a planning consultant. And whilst you may be thinking that you no longer need a planning consultant since you already have an architect, think again: a planning consultant can help you acquire the planning permission you need, especially if your project […]
There‘s so much to consider when buying a car that it’s easy to feel overwhelmed. How much can you afford to pay? What safety features are must-haves? Do you really need leather seats? Before you get decision-fatigue from considering all your options, start by asking yourself these four simple questions.
If you’re planning to buy a house, chances are you’ll need to get a mortgage approved, and that’s not always the easiest thing in the world. It pays to understand what lenders are looking for in a borrower, and this is now even more important as the way mortgage lenders judge applicants has changed since […]
Will writing is one of those things that far too many people put off doing. It’s most often because people just don’t like thinking about their death and if there is no death, then there’s no reason to write a will. But the fact is, we all know there is going to come a time […]